Mayuri Fin Serv-Trusted Loan Assistance in Bangalore, India

Home Loan Top-Up

A home loan top-up is an additional loan amount that you can borrow on top of your existing home loan. It is offered by the current lender and can be used for any personal or housing-related financial need such as home renovation, furnishing, education, or medical expenses.

Key Features

Additional loan over your existing home loan

No need for new collateral if repayment history is good

Flexible usage – not limited to home-related expenses

Lower interest rate than personal loans

Quick approval with minimal documentation

Eligibility Criteria

Active home loan with regular repayment history

Minimum 6 to 12 months of EMI payments

Sufficient equity in the property

Good credit score and income stability

Required Documents

KYC documents (Aadhaar, PAN, etc.)

Income proof (salary slips/ITR)

Bank statements (last 6 months)

Existing home loan statement

No-objection certificate (NOC) from the lender, if needed

Benefits

Lower interest rate compared to personal loans

Quick processing and disbursement

Minimal paperwork if the home loan track record is good

No restrictions on end-use of funds

Top Lenders Offering Top-Up Loans

Top-up loans are offered by HDFC, SBI, ICICI Bank, Axis Bank, PNB Housing, and LIC Housing to eligible home loan customers.

Important Notes

The total outstanding (home loan + top-up) should be within property’s eligible value

Ensure EMI affordability before applying for a top-up

Top-up is typically processed faster than a new loan

FAQs

We offer housing, personal, business, professional, equipment, and project loans tailored to individual needs.

You can apply online or contact our team directly. We guide you through the application and document process.

Yes, we assist clients with low credit scores by connecting them to appropriate lenders and financial strategies.

Interest rates vary based on your credit profile. We help you compare and choose the best available option.

Yes, we provide loan options specially designed for doctors, CAs, CS, architects, and other professionals.

Most loans are processed within 24–48 hours of submitting the required documents.

Yes, we help you transfer your home loan and benefit from lower interest rates and flexible repayment plans.

Yes, we offer end-to-end financing for layouts, real estate developments, and other infrastructure projects.

Yes, we provide unsecured loan options depending on income proof, credit score, and loan amount.

Typically, we need ID proof, address proof, income documents (salary slips/ITR), and property/business details.

Home Loan Top-Up

Key Features

Eligibility Criteria

Required Documents

Benefits

Top Lenders Offering Top-Up Loans

Important Notes

FAQs

1. What types of loans does Mayuri Fin Serv offer?

2. How do I apply for a loan?

3. Can I get a loan with a low CIBIL score?

4. What is the interest rate for personal loans?

5. Do you offer loans for self-employed professionals?

6. How quickly can my loan be approved?

7. Can I transfer my home loan to Mayuri Fin Serv?

8. Do you provide project financing for businesses?

9. Are collateral-free loans available?

10. What documents are required to apply for a loan?