Mayuri Fin Serv-Trusted Loan Assistance in Bangalore, India

Home Improvement Loan

A Home Improvement Loan is a type of financing that allows homeowners to borrow money for the purpose of renovating, repairing, or upgrading their residential property. These loans are ideal for structural repairs, interior work, painting, plumbing, flooring, and more.

Key Features

Specifically for renovation or improvement of owned residential property

Loan amount based on renovation cost and property value

Repayment tenure: 1 to 15 years

Lower interest rates compared to personal loans

Minimal documentation if you already have a home loan with the lender

Eligibility Criteria

Indian resident aged 21–65 years

Ownership of the property being renovated

Stable income from salaried or self-employed profession

Good credit history

Required Documents

KYC documents (Aadhaar, PAN, etc.)

Proof of ownership of the property

Renovation estimate from a certified contractor

Income proof (salary slips/ITR)

Bank statements (last 6 months)

Benefits

Improves home value and comfort

Flexible usage for repairs, interiors, modular kitchens, etc.

Lower rates than unsecured credit

Quick disbursal and easy process

Top Lenders Offering Home Improvement Loans

Banks like SBI, HDFC, ICICI, Axis Bank, and PNB Housing Finance offer home renovation loans at competitive rates.

Important Notes

Loan is usually linked to renovation cost and value of existing home

Can be availed as a top-up if you already have a home loan

Proper renovation plan or estimate is required

FAQs

We offer housing, personal, business, professional, equipment, and project loans tailored to individual needs.

You can apply online or contact our team directly. We guide you through the application and document process.

Yes, we assist clients with low credit scores by connecting them to appropriate lenders and financial strategies.

Interest rates vary based on your credit profile. We help you compare and choose the best available option.

Yes, we provide loan options specially designed for doctors, CAs, CS, architects, and other professionals.

Most loans are processed within 24–48 hours of submitting the required documents.

Yes, we help you transfer your home loan and benefit from lower interest rates and flexible repayment plans.

Yes, we offer end-to-end financing for layouts, real estate developments, and other infrastructure projects.

Yes, we provide unsecured loan options depending on income proof, credit score, and loan amount.

Typically, we need ID proof, address proof, income documents (salary slips/ITR), and property/business details.

Home Improvement Loan

Key Features

Eligibility Criteria

Required Documents

Benefits

Top Lenders Offering Home Improvement Loans

Important Notes

FAQs

1. What types of loans does Mayuri Fin Serv offer?

2. How do I apply for a loan?

3. Can I get a loan with a low CIBIL score?

4. What is the interest rate for personal loans?

5. Do you offer loans for self-employed professionals?

6. How quickly can my loan be approved?

7. Can I transfer my home loan to Mayuri Fin Serv?

8. Do you provide project financing for businesses?

9. Are collateral-free loans available?

10. What documents are required to apply for a loan?