Mayuri Fin Serv-Trusted Loan Assistance in Bangalore, India

Balance Transfer Loan

A balance transfer loan is a financial option that allows borrowers to transfer their existing home loan from one lender to another to take advantage of lower interest rates, better service, or improved terms. It can help reduce your overall interest burden and make EMIs more affordable.

Key Features

Purpose: Switch loan to another lender for better terms

Eligibility: Loan account should be in good standing with no missed EMIs

Benefit: Reduced interest rates and EMI burden

Tenure: Option to extend or reduce loan tenure

Additional Top-up Loan: Available in many cases

Eligibility Criteria

At least 12 months of repayment history on existing loan

Good credit score (typically 700+)

Stable income source and ability to repay

Clear property title and documentation

Required Documents

KYC documents (Aadhaar, PAN)

Loan statement from existing lender

Sanction letter and property documents

Income proof (salary slips/ITR)

Bank statements (last 6 months)

Benefits

Lower interest rate and EMI savings

Flexible repayment options and extended tenure

Possible top-up loan on existing property

Better customer service or digital loan management

Top Lenders for Balance Transfer Loans

Leading lenders like HDFC, SBI, Axis Bank, ICICI, PNB Housing, and LIC Housing offer balance transfer services with competitive rates and processing support.

Important Notes

Compare the savings vs. processing fees before switching

Check foreclosure charges, if any, with the existing lender

Make sure the property documents are fully in order for smooth transfer

FAQs

We offer housing, personal, business, professional, equipment, and project loans tailored to individual needs.

You can apply online or contact our team directly. We guide you through the application and document process.

Yes, we assist clients with low credit scores by connecting them to appropriate lenders and financial strategies.

Interest rates vary based on your credit profile. We help you compare and choose the best available option.

Yes, we provide loan options specially designed for doctors, CAs, CS, architects, and other professionals.

Most loans are processed within 24–48 hours of submitting the required documents.

Yes, we help you transfer your home loan and benefit from lower interest rates and flexible repayment plans.

Yes, we offer end-to-end financing for layouts, real estate developments, and other infrastructure projects.

Yes, we provide unsecured loan options depending on income proof, credit score, and loan amount.

Typically, we need ID proof, address proof, income documents (salary slips/ITR), and property/business details.

Balance Transfer Loan

Key Features

Eligibility Criteria

Required Documents

Benefits

Top Lenders for Balance Transfer Loans

Important Notes

FAQs

1. What types of loans does Mayuri Fin Serv offer?

2. How do I apply for a loan?

3. Can I get a loan with a low CIBIL score?

4. What is the interest rate for personal loans?

5. Do you offer loans for self-employed professionals?

6. How quickly can my loan be approved?

7. Can I transfer my home loan to Mayuri Fin Serv?

8. Do you provide project financing for businesses?

9. Are collateral-free loans available?

10. What documents are required to apply for a loan?